If you want to make a move to a new state, preparing ahead of time can make the difference between a terrific transition and a terrible one. The cost of living can differ significantly between states and even between areas within the same state. Plan for your big move using these tips from Ron Spencer Real Estate to help you prepare for what’s ahead. … Read More
A great credit score is essential for getting approved for a home loan. If you are not getting approved, it might be time to make some improvements to your score. Most people might be looking for the quickest fix, but everyone’s score is different and needs to be improved in different ways. There are a lot of things you can do to improve your credit,… Read More
After going bankrupt, buying a home can seem pretty impossible. Bankruptcy can temporarily ruin the dreams you had of buying that home you’ve had your eye on. Going bankrupt will prevent you from being able to borrow money or use a credit card. Because of this, your credit score can be drastically lowered which is not good if you wanted to begin the process of… Read More
If you have been turned down for a mortgage or quoted rates and fees that seem too high, you may have some homework ahead. The minimum credit score to land a mortgage is 620. If you have the capacity, and are in the position to do so, there are some things you can do to help save your credit and your mortgage. Contrary to popular… Read More