Buying your first home is a milestone worth celebrating, and if 2025 is the year you plan to take that step, preparation is key. From understanding the local market to getting your finances in order, there are several ways to make the process smooth and rewarding. Start by taking a close look at your financial situation. Knowing how much you can afford to spend… Read More
As we step into 2025, the real estate market in West Central Ohio is shaping up to offer incredible opportunities for investors. With steady growth in the region, a mix of affordable properties, and favorable economic conditions, this year is the perfect time to explore investment options in residential, commercial, and farmland real estate. The Midwest, especially Ohio, has long been considered a hidden… Read More
If you want to make a move to a new state, preparing ahead of time can make the difference between a terrific transition and a terrible one. The cost of living can differ significantly between states and even between areas within the same state. Plan for your big move using these tips from Ron Spencer Real Estate to help you prepare for what’s ahead. … Read More
A great credit score is essential for getting approved for a home loan. If you are not getting approved, it might be time to make some improvements to your score. Most people might be looking for the quickest fix, but everyone’s score is different and needs to be improved in different ways. There are a lot of things you can do to improve your credit,… Read More
After going bankrupt, buying a home can seem pretty impossible. Bankruptcy can temporarily ruin the dreams you had of buying that home you’ve had your eye on. Going bankrupt will prevent you from being able to borrow money or use a credit card. Because of this, your credit score can be drastically lowered which is not good if you wanted to begin the process of… Read More
If you have been turned down for a mortgage or quoted rates and fees that seem too high, you may have some homework ahead. The minimum credit score to land a mortgage is 620. If you have the capacity, and are in the position to do so, there are some things you can do to help save your credit and your mortgage. Contrary to popular… Read More
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