Should I Buy a House in the Winter?

Snow is falling, the pantry closest is full of non-perishables foods, and your snuggled into the couch next to the fireplace.  You have pretty much decided not to leave the house until spring shows up, however you are not sure how to explain that your boss on Monday. With all that free time though, you start fantasizing about buying a new house, and we’ve all heard rumors… Read More

How to Choose a Neighborhood for Your Home Search

Narrow your home search by identifying neighborhoods that are right for you. This helps keep your search focused and efficient. Your local REALTOR® can offer neighborhood information to guide you in your search. When evaluating a neighborhood you should investigate local conditions. Depending on your own particular needs and tastes, some of the following factors may be more important considerations than others: quality of schools… Read More

The 30 Year Mortgage Rate

If you have been watching the news recently, then you would know that this week the 30 yr. mortgage rate dipped below 4% for the first time in 2014.  The 30-year fixed-rate mortgage averaged 3.97% last week, down from 4.12% the week prior and 4.28% the same time last year. the average hasn’t been below 4% since the week of June 20, 2013, when it… Read More

6 Things to Consider Before Buying a House

Owning your own home is still  a very important mile marker in our lives and most of us grow up with that dream in our DNA.  The home buying process can be very time consuming though and as a buyer you’ll need to make sure that you are absolutely ready. Listed below are 6 very important milestones that will help you determine if you are… Read More

6 Ways to Fix Your Credit Score

If you have been turned down for a mortgage or quoted rates and fees that seem too high, you may have some homework ahead. The minimum credit score to land a mortgage is 620. If you have the capacity, and are in the position to do so, there are some things you can do to help save your credit and your mortgage. Contrary to popular… Read More

The Benefits of Holding an Open House

If you’ve decided to sell your house, you’ve likely begun the process of cleaning, purging, and staging your home for sale. At some point, you’re probably going to think about whether you want to hold an open house to increase visibility to your home and draw in more prospective buyers. Here are just a few benefits to holding an open house:   1. Still a… Read More

Take Charge When Buying a Home

If you approach the home buying process intelligently and with confidence, you are much more likely to buy a house you’ll be proud to call home. Approaching the task of buying a home can be overwhelming; there’s so much to consider: How much house can I afford? How can I find the best loan? Where will I come up with a down payment, and how… Read More

Don’t Buy Real Estate In The Dark

Buying your first home can be a bit daunting, and even a little overwhelming.  For the majority of people, this is the single most important investment of their lives.  Owning your own home is a life goal most individuals strive to achieve. If you are a first-time or second-time homebuyer, fear no more. You can avoid a lot of trouble with careful observation, asking the… Read More