If you have been watching the news recently, then you would know that this week the 30 yr. mortgage rate dipped below 4% for the first time in 2014. The 30-year fixed-rate mortgage averaged 3.97% last week, down from 4.12% the week prior and 4.28% the same time last year. the average hasn’t been below 4% since the week of June 20, 2013, when it… Read More
Owning your own home is still a very important mile marker in our lives and most of us grow up with that dream in our DNA. The home buying process can be very time consuming though and as a buyer you’ll need to make sure that you are absolutely ready. Listed below are 6 very important milestones that will help you determine if you are… Read More
If you have been turned down for a mortgage or quoted rates and fees that seem too high, you may have some homework ahead. The minimum credit score to land a mortgage is 620. If you have the capacity, and are in the position to do so, there are some things you can do to help save your credit and your mortgage. Contrary to popular… Read More
If you approach the home buying process intelligently and with confidence, you are much more likely to buy a house you’ll be proud to call home. Approaching the task of buying a home can be overwhelming; there’s so much to consider: How much house can I afford? How can I find the best loan? Where will I come up with a down payment, and how… Read More