4 Reasons Why to Buy in the Winter

The weather is cooling, leaves are falling, pumpkins are sprouting. It’s the time of year when a lot of house hunters begin gathering hibernating supplies for a long winter’s nap. But you are not like most house hunters. You are smart, you know that the advantages to finding a home in the winter far outweigh the disadvantages. You know that this is the time of… Read More

Can I Purchase a Home if I Have a Low Income?

  Are you looking to buy a home but you’re being held back by your income? Luckily, there are several options for you to make your home buying dream come true. There are plenty of home-buying programs for those with a low income, and you just need to know the right places to look. Remember, your monthly mortgage payment will depend on your monthly income… Read More

4 Questions to Ask Before You Close on Your Mortgage

Two important things happen when you sign a mortgage. The first is a long term commitment to your new property, the second is the massive amount of paper work you are about to sign.  But lets be honest, even if you read every document, the chances that you understand everything is slim.  So whether you understand everything or perhaps still feel unclear, here are four… Read More

The Bottom Line is You Need a Home Inspection

If you are a smart consumer, which we are guessing you are. Then you have probably heard of getting a home inspection.  Its like going the extra mile in the research phase before making any major home purchase. So why do home inspections matter and are they worth the cost? Reason #1  Home inspections matter because they have the ability to uncover any secrets of… Read More

Don’t Make These 3 Mistakes When Buying Your First Home

If you are reading this blog, then you have either bought a home or are thinking about buying one.  It is no secret that buying a home is a BIG deal especially finanacially.  As a first time home buyer there are 3 mistakes you want to avoid when purchasing your first home. 1.  Not Getting The Right Real Estate Agent When you set out to… Read More

How to Choose a Neighborhood for Your Home Search

Narrow your home search by identifying neighborhoods that are right for you. This helps keep your search focused and efficient. Your local REALTOR® can offer neighborhood information to guide you in your search. When evaluating a neighborhood you should investigate local conditions. Depending on your own particular needs and tastes, some of the following factors may be more important considerations than others: quality of schools… Read More

The 30 Year Mortgage Rate

If you have been watching the news recently, then you would know that this week the 30 yr. mortgage rate dipped below 4% for the first time in 2014.  The 30-year fixed-rate mortgage averaged 3.97% last week, down from 4.12% the week prior and 4.28% the same time last year. the average hasn’t been below 4% since the week of June 20, 2013, when it… Read More

6 Things to Consider Before Buying a House

Owning your own home is still  a very important mile marker in our lives and most of us grow up with that dream in our DNA.  The home buying process can be very time consuming though and as a buyer you’ll need to make sure that you are absolutely ready. Listed below are 6 very important milestones that will help you determine if you are… Read More

6 Ways to Fix Your Credit Score

If you have been turned down for a mortgage or quoted rates and fees that seem too high, you may have some homework ahead. The minimum credit score to land a mortgage is 620. If you have the capacity, and are in the position to do so, there are some things you can do to help save your credit and your mortgage. Contrary to popular… Read More

Take Charge When Buying a Home

If you approach the home buying process intelligently and with confidence, you are much more likely to buy a house you’ll be proud to call home. Approaching the task of buying a home can be overwhelming; there’s so much to consider: How much house can I afford? How can I find the best loan? Where will I come up with a down payment, and how… Read More

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