Understanding Homeowners Insurance: Why It’s Important to Have

When it comes to protecting your home, homeowners insurance is one of the most essential tools you can have. Unfortunately, many people don’t understand the ins and outs of this type of insurance, leaving themselves vulnerable to accidents, natural disasters, and other unforeseen events that can wreak havoc on their property, possessions, and financial stability. In this blog post, we will take a closer look… Read More

4 Steps for Making a Move to a New State

If you want to make a move to a new state, preparing ahead of time can make the difference between a terrific transition and a terrible one. The cost of living can differ significantly between states and even between areas within the same state. Plan for your big move using these tips from Ron Spencer Real Estate to help you prepare for what’s ahead.  … Read More

Home Loans 101: Which Type of Loan is Right for You?

 Buying a home is one of the biggest investments you’ll make in your lifetime. Before you start looking for your dream home, it’s important to understand the different types of home loans available and which one best suits your needs. Let’s take a look at some of the most common types of home loans.   Fixed-Rate Mortgage (FRM) A fixed-rate mortgage (FRM) is about as… Read More

Getting the Most Out of Your Home Buying Budget

 Looking to buy a home? Purchasing a house is one of the most expensive investments you will ever make. It is important that you do your research, plan properly, and find ways to get the most bang for your buck when it comes to buying a home. Here are some tips on how to get the most out of your home-buying budget.   Research Before… Read More

Home Decor Trends of 2023

Home decor trends come and go, but the beauty of it is that there are always new and exciting trends to look forward to. To help you get a jump start on what’s to come in home decor for 2023, we have put together a list of the hottest trends. Let’s take a look!    Green Spaces  In the age of sustainability, green spaces are… Read More

Real Estate Market Trends for 2023

Are you curious about what the real estate market will be like in 2023? It’s always interesting to know what trends are coming and which ones may wane with time. With the ever-changing conditions of today’s market, it can be difficult to stay up-to-date on any trends that might help or hinder your prospects for buying, selling, or investing in Real Estate this year. In… Read More

How to stage your home on a budget

When it comes to selling your home, first impressions are everything. Staging your house properly can make all the difference in ensuring potential buyers leave with a good impression and an even better offer. But getting a great return on investment doesn’t have to mean breaking the bank; there are plenty of affordable ways to stage your home that don’t require expensive renovations or furniture… Read More

5 Steps to buying a home

Ready to take the leap into homeownership? Purchasing a home can feel overwhelming, but it doesn’t have to be. In this blog post, we’ll walk you through the five steps of buying a house so you can confidently make informed decisions. We understand how stressful buying a new home can be, so let’s get started and make this process as easy and rewarding as possible!… Read More

Should You Buy a Home with Current High-Interest Mortgage Rates?

The current news about inflation, combined with rising interest rates has many people concerned. While the Federal Reserve is working to combat inflation, mortgage rates are much higher than at the start of 2022. However, as a potential homeowner, mortgage rates are not the only factor to consider when it comes to purchasing real estate. Instead, you should look at both mortgage rates, and housing… Read More